2015 GMD to MAD Historical Review

YEARLY HIGH

0.2564 MAD

YEARLY LOW

0.2112 MAD

YEARLY AVERAGE

0.2371 MAD

2015 GMD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GMD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 0.2564. Conversely, the yearly low was recorded on January 1, dropping to 0.2112.

This high-to-low spread represents a total annual volatility of 0.0451 MAD. From a start-to-finish perspective, comparing the January average rate of 0.2181 to the December average rate of 0.2503, the exchange rate registered a net change of 14.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2564 was up 15.00% compared to the 2014 peak of 0.2229, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 1,282 MAD

2014 Average 1,055 MAD

Yearly Trough Low 1,056 MAD

Transaction Impact: A difference of 225.72 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2576

0.2145

JanuMarcMayJulySeptNove

GMD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2256, compared to 0.2486 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0229 points.

H1 Avg (Jan–Jun) 0.2256

H2 Avg (Jul–Dec) 0.2486

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.0220 MAD (High: 0.2462 / Low: 0.2242). On the other end, July was the most stable month, with a tight range of 0.0049 MAD (High: 0.2499 / Low: 0.2449).

June Spread (Volatile) ±0.0220

July Spread (Stable) ±0.0049

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0044 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.2540) against the same month in 2014 (average: 0.2052), the exchange rate shifted by +0.0488 (+23.78%).

2015 Avg (November) 0.2540

2014 Avg (November) 0.2052

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2275	0.2112	0.2181
February	0.2236	0.2173	0.2213
March	0.2353	0.2238	0.2300
April	0.2338	0.2262	0.2305
May	0.2293	0.2222	0.2261
June	0.2462	0.2242	0.2277
July	0.2499	0.2449	0.2475
August	0.2493	0.2393	0.2453
September	0.2498	0.2389	0.2463
October	0.2533	0.2426	0.2480
November	0.2564	0.2510	0.2540
December	0.2547	0.2484	0.2503