YEARLY HIGH
2.0347 XPF
YEARLY LOW
1.8707 XPF
YEARLY AVERAGE
1.9588 XPF

2021 GMD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 2.0347. Conversely, the yearly low was recorded on January 6, dropping to 1.8707.

This high-to-low spread represents a total annual volatility of 0.1640 XPF. From a start-to-finish perspective, comparing the January average rate of 1.8985 to the December average rate of 2.0095, the exchange rate registered a net change of 5.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.0347 was down 7.53% compared to the 2020 peak of 2.2003, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 10,173 XPF
2020 Average 10,167 XPF
Yearly Trough Low 9,354 XPF
Transaction Impact: A difference of 819.86 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.0206
1.8874
JanuMarcMayJulySeptNove

GMD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9301, compared to 1.9875 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0574 points.

H1 Avg (Jan–Jun) 1.9301
H2 Avg (Jul–Dec) 1.9875

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0612 XPF (High: 1.9862 / Low: 1.9250). On the other end, July was the most stable month, with a tight range of 0.0201 XPF (High: 1.9820 / Low: 1.9619).

March Spread (Volatile) ±0.0612
July Spread (Stable) ±0.0201

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0317 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0317

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 2.0036) against the same month in 2020 (average: 1.9458), the exchange rate shifted by +0.0578 (+2.97%).

2021 Avg (November) 2.0036
2020 Avg (November) 1.9458

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9147 1.8707 1.8985
February 1.9343 1.9119 1.9188
March 1.9862 1.9250 1.9550
April 1.9810 1.9221 1.9506
May 1.9409 1.9028 1.9188
June 1.9681 1.9095 1.9389
July 1.9820 1.9619 1.9727
August 1.9979 1.9648 1.9823
September 2.0019 1.9429 1.9713
October 2.0056 1.9644 1.9853
November 2.0347 1.9736 2.0036
December 2.0210 1.9889 2.0095