YEARLY HIGH
1.6367 XPF
YEARLY LOW
1.3580 XPF
YEARLY AVERAGE
1.4662 XPF

2025 GMD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GMD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 1.6367. Conversely, the yearly low was recorded on December 23, dropping to 1.3580.

This high-to-low spread represents a total annual volatility of 0.2787 XPF. From a start-to-finish perspective, comparing the January average rate of 1.6026 to the December average rate of 1.3865, the exchange rate registered a net change of -13.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.6367 was down 1.16% compared to the 2024 peak of 1.6559, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 8,184 XPF
2024 Average 8,017 XPF
Yearly Trough Low 6,790 XPF
Transaction Impact: A difference of 1,393.56 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.6242
1.3649
JanuMarcMayJulySeptNove

GMD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5226, compared to 1.4098 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1128 points.

H1 Avg (Jan–Jun) 1.5226
H2 Avg (Jul–Dec) 1.4098

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0907 XPF (High: 1.6081 / Low: 1.5174). On the other end, November was the most stable month, with a tight range of 0.0319 XPF (High: 1.4278 / Low: 1.3960).

March Spread (Volatile) ±0.0907
November Spread (Stable) ±0.0319

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0647 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0647

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.6026) against the same month in 2024 (average: 1.6254), the exchange rate shifted by -0.0228 (-1.40%).

2025 Avg (January) 1.6026
2024 Avg (January) 1.6254

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6367 1.5671 1.6026
February 1.6259 1.5781 1.5959
March 1.6081 1.5174 1.5422
April 1.5348 1.4445 1.4775
May 1.4900 1.4466 1.4665
June 1.4884 1.4160 1.4509
July 1.4503 1.4077 1.4250
August 1.4383 1.4039 1.4185
September 1.4390 1.3648 1.4029
October 1.4431 1.3744 1.4138
November 1.4278 1.3960 1.4120
December 1.4155 1.3580 1.3865