2012 GNF to HRK Historical Review

YEARLY HIGH

0.0009 HRK

YEARLY LOW

0.0008 HRK

YEARLY AVERAGE

0.0008 HRK

2012 GNF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GNF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on May 27, valuing the pair at 0.0009. Conversely, the yearly low was recorded on September 15, dropping to 0.0008.

This high-to-low spread represents a total annual volatility of 0.0001 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0008 to the December average rate of 0.0008, the exchange rate registered a net change of -3.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0009 was up 2.63% compared to the 2011 peak of 0.0008, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GNF based on timing:

Yearly Peak High 4 HRK

2011 Average 4 HRK

Yearly Trough Low 4 HRK

Transaction Impact: A difference of 0.40 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0009

0.0008

JanuMarcMayJulySeptNove

GNF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0008, compared to 0.0008 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0008

H2 Avg (Jul–Dec) 0.0008

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0001 HRK (High: 0.0009 / Low: 0.0008). On the other end, November was the most stable month, with a tight range of 0.0000 HRK (High: 0.0008 / Low: 0.0008).

May Spread (Volatile) ±0.0001

November Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0000 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.0008) against the same month in 2011 (average: 0.0007), the exchange rate shifted by +0.0001 (+15.34%).

2012 Avg (May) 0.0008

2011 Avg (May) 0.0007

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0009	0.0008	0.0008
February	0.0008	0.0008	0.0008
March	0.0008	0.0008	0.0008
April	0.0008	0.0008	0.0008
May	0.0009	0.0008	0.0008
June	0.0009	0.0008	0.0009
July	0.0009	0.0008	0.0009
August	0.0009	0.0008	0.0008
September	0.0008	0.0008	0.0008
October	0.0008	0.0008	0.0008
November	0.0008	0.0008	0.0008
December	0.0008	0.0008	0.0008