YEARLY HIGH
0.0009 HRK
YEARLY LOW
0.0007 HRK
YEARLY AVERAGE
0.0008 HRK

2022 GNF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the GNF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.0009. Conversely, the yearly low was recorded on January 1, dropping to 0.0007.

This high-to-low spread represents a total annual volatility of 0.0002 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0007 to the December average rate of 0.0008, the exchange rate registered a net change of 12.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0009 was up 25.72% compared to the 2021 peak of 0.0007, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GNF based on timing:

Yearly Peak High 5 HRK
2021 Average 3 HRK
Yearly Trough Low 4 HRK
Transaction Impact: A difference of 0.98 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0009
0.0007
JanuMarcMayJulySeptNove

GNF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0008, compared to 0.0009 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0008
H2 Avg (Jul–Dec) 0.0009

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0001 HRK (High: 0.0009 / Low: 0.0008). On the other end, March was the most stable month, with a tight range of 0.0000 HRK (High: 0.0008 / Low: 0.0008).

November Spread (Volatile) ±0.0001
March Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0000 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0009) against the same month in 2021 (average: 0.0007), the exchange rate shifted by +0.0002 (+34.16%).

2022 Avg (September) 0.0009
2021 Avg (September) 0.0007

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0007 0.0007 0.0007
February 0.0008 0.0007 0.0007
March 0.0008 0.0008 0.0008
April 0.0008 0.0008 0.0008
May 0.0008 0.0008 0.0008
June 0.0008 0.0008 0.0008
July 0.0009 0.0008 0.0008
August 0.0009 0.0008 0.0009
September 0.0009 0.0009 0.0009
October 0.0009 0.0009 0.0009
November 0.0009 0.0008 0.0009
December 0.0008 0.0008 0.0008