YEARLY HIGH
21.9596 PKR
YEARLY LOW
20.0583 PKR
YEARLY AVERAGE
20.9554 PKR

2020 GTQ to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GTQ to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 21.9596. Conversely, the yearly low was recorded on January 9, dropping to 20.0583.

This high-to-low spread represents a total annual volatility of 1.9013 PKR. From a start-to-finish perspective, comparing the January average rate of 20.0998 to the December average rate of 20.5355, the exchange rate registered a net change of 2.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 21.9596 was up 3.41% compared to the 2019 peak of 21.2349, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 109,798 PKR
2019 Average 97,551 PKR
Yearly Trough Low 100,292 PKR
Transaction Impact: A difference of 9,506.59 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

21.9937
19.9276
JanuMarcMayJulySeptNove

GTQ to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.7667, compared to 21.1442 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3775 points.

H1 Avg (Jan–Jun) 20.7667
H2 Avg (Jul–Dec) 21.1442

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.4762 PKR (High: 21.5552 / Low: 20.0791). On the other end, February was the most stable month, with a tight range of 0.0840 PKR (High: 20.2354 / Low: 20.1514).

March Spread (Volatile) ±1.4762
February Spread (Stable) ±0.0840

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.5215 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.5215

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 21.8215) against the same month in 2019 (average: 20.7696), the exchange rate shifted by +1.0519 (+5.06%).

2020 Avg (August) 21.8215
2019 Avg (August) 20.7696

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.1582 20.0583 20.0998
February 20.2354 20.1514 20.1993
March 21.5552 20.0791 20.5888
April 21.7500 20.7265 21.3548
May 21.1834 20.5422 20.8333
June 21.8218 21.2030 21.5239
July 21.8440 21.5990 21.7237
August 21.9596 21.4535 21.8215
September 21.5000 21.2790 21.4042
October 21.2265 20.5804 20.9262
November 20.6579 20.3168 20.4540
December 20.6081 20.4154 20.5355