YEARLY HIGH
23.1241 PKR
YEARLY LOW
19.7213 PKR
YEARLY AVERAGE
21.0542 PKR

2021 GTQ to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GTQ to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 23.1241. Conversely, the yearly low was recorded on May 12, dropping to 19.7213.

This high-to-low spread represents a total annual volatility of 3.4028 PKR. From a start-to-finish perspective, comparing the January average rate of 20.6092 to the December average rate of 22.9706, the exchange rate registered a net change of 11.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 23.1241 was up 5.30% compared to the 2020 peak of 21.9596, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 115,620 PKR
2020 Average 104,785 PKR
Yearly Trough Low 98,606 PKR
Transaction Impact: A difference of 17,014.08 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

23.2824
19.5409
JanuMarcMayJulySeptNove

GTQ to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.2266, compared to 21.8818 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6552 points.

H1 Avg (Jan–Jun) 20.2266
H2 Avg (Jul–Dec) 21.8818

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.9110 PKR (High: 22.8199 / Low: 21.9090). On the other end, January was the most stable month, with a tight range of 0.1201 PKR (High: 20.6693 / Low: 20.5492).

November Spread (Volatile) ±0.9110
January Spread (Stable) ±0.1201

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3781 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.3781

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 22.9706) against the same month in 2020 (average: 20.5355), the exchange rate shifted by +2.4352 (+11.86%).

2021 Avg (December) 22.9706
2020 Avg (December) 20.5355

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.6693 20.5492 20.6092
February 20.6568 20.4869 20.5804
March 20.5110 19.7954 20.2308
April 19.9974 19.7642 19.8527
May 20.1058 19.7213 19.8649
June 20.4637 19.9779 20.2219
July 20.9807 20.3317 20.6527
August 21.5660 20.9807 21.2708
September 22.0806 21.5846 21.7706
October 22.6342 22.0255 22.2208
November 22.8199 21.9090 22.4054
December 23.1241 22.6660 22.9706