2020 GTQ to SGD Historical Review

YEARLY HIGH

0.1914 SGD

YEARLY LOW

0.1696 SGD

YEARLY AVERAGE

0.1787 SGD

2020 GTQ to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GTQ to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.1914. Conversely, the yearly low was recorded on December 31, dropping to 0.1696.

This high-to-low spread represents a total annual volatility of 0.0217 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1755 to the December average rate of 0.1707, the exchange rate registered a net change of -2.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1914 was up 3.93% compared to the 2019 peak of 0.1841, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 957 SGD

2019 Average 886 SGD

Yearly Trough Low 848 SGD

Transaction Impact: A difference of 108.69 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1861

0.1693

JanuMarcMayJulySeptNove

GTQ to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1819, compared to 0.1754 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0065 points.

H1 Avg (Jan–Jun) 0.1819

H2 Avg (Jul–Dec) 0.1754

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0122 SGD (High: 0.1914 / Low: 0.1792). On the other end, October was the most stable month, with a tight range of 0.0014 SGD (High: 0.1753 / Low: 0.1739).

March Spread (Volatile) ±0.0122

October Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0031 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.1842) against the same month in 2019 (average: 0.1760), the exchange rate shifted by +0.0082 (+4.65%).

2020 Avg (March) 0.1842

2019 Avg (March) 0.1760

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1781	0.1737	0.1755
February	0.1834	0.1780	0.1818
March	0.1914	0.1792	0.1842
April	0.1867	0.1828	0.1847
May	0.1855	0.1833	0.1843
June	0.1832	0.1802	0.1811
July	0.1813	0.1781	0.1803
August	0.1787	0.1761	0.1778
September	0.1773	0.1747	0.1762
October	0.1753	0.1739	0.1747
November	0.1754	0.1712	0.1729
December	0.1714	0.1696	0.1707