2021 GTQ to SGD Historical Review

YEARLY HIGH

0.1775 SGD

YEARLY LOW

0.1686 SGD

YEARLY AVERAGE

0.1737 SGD

2021 GTQ to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GTQ to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 0.1775. Conversely, the yearly low was recorded on January 3, dropping to 0.1686.

This high-to-low spread represents a total annual volatility of 0.0089 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1702 to the December average rate of 0.1764, the exchange rate registered a net change of 3.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1775 was down 7.22% compared to the 2020 peak of 0.1914, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GTQ based on timing:

Yearly Peak High 888 SGD

2020 Average 893 SGD

Yearly Trough Low 843 SGD

Transaction Impact: A difference of 44.74 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1770

0.1696

JanuMarcMayJulySeptNove

GTQ to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1722, compared to 0.1751 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0028 points.

H1 Avg (Jan–Jun) 0.1722

H2 Avg (Jul–Dec) 0.1751

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0034 SGD (High: 0.1750 / Low: 0.1717). On the other end, May was the most stable month, with a tight range of 0.0022 SGD (High: 0.1732 / Low: 0.1709).

April Spread (Volatile) ±0.0034

May Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0009 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.1764) against the same month in 2020 (average: 0.1707), the exchange rate shifted by +0.0057 (+3.36%).

2021 Avg (December) 0.1764

2020 Avg (December) 0.1707

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1712	0.1686	0.1702
February	0.1730	0.1705	0.1715
March	0.1749	0.1724	0.1740
April	0.1750	0.1717	0.1731
May	0.1732	0.1709	0.1723
June	0.1740	0.1711	0.1725
July	0.1763	0.1736	0.1749
August	0.1763	0.1738	0.1749
September	0.1760	0.1733	0.1742
October	0.1758	0.1736	0.1746
November	0.1772	0.1740	0.1754
December	0.1775	0.1747	0.1764