2021 NZD to PHP Historical Review

YEARLY HIGH

36.5149 PHP

YEARLY LOW

33.4673 PHP

YEARLY AVERAGE

34.8387 PHP

2021 NZD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 36.5149. Conversely, the yearly low was recorded on December 20, dropping to 33.4673.

This high-to-low spread represents a total annual volatility of 3.0477 PHP. From a start-to-finish perspective, comparing the January average rate of 34.5429 to the December average rate of 34.1419, the exchange rate registered a net change of -1.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 36.5149 was up 5.38% compared to the 2020 peak of 34.6493, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 182,575 PHP

2020 Average 161,213 PHP

Yearly Trough Low 167,336 PHP

Transaction Impact: A difference of 15,238.28 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

35.9441

33.9781

JanuMarcMayJulySeptNove

NZD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.5734, compared to 35.1040 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5306 points.

H1 Avg (Jan–Jun) 34.5734

H2 Avg (Jul–Dec) 35.1040

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.9266 PHP (High: 36.3157 / Low: 34.3891). On the other end, September was the most stable month, with a tight range of 0.7973 PHP (High: 35.7971 / Low: 34.9998).

November Spread (Volatile) ±1.9266

September Spread (Stable) ±0.7973

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.1408 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.1408

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 35.7803) against the same month in 2020 (average: 32.1973), the exchange rate shifted by +3.5830 (+11.13%).

2021 Avg (October) 35.7803

2020 Avg (October) 32.1973

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	35.0942	34.1977	34.5429
February	36.1753	34.4117	34.9945
March	35.3473	33.8556	34.6164
April	35.2534	34.0609	34.4968
May	35.0298	34.2011	34.5982
June	34.6359	33.6377	34.1916
July	35.4006	34.2644	34.9666
August	35.6504	34.0416	35.0177
September	35.7971	34.9998	35.4347
October	36.5149	35.0070	35.7803
November	36.3157	34.3891	35.2827
December	35.0382	33.4673	34.1419

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