YEARLY HIGH
36.5149 PHP
YEARLY LOW
33.4673 PHP
YEARLY AVERAGE
34.8387 PHP

2021 NZD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 36.5149. Conversely, the yearly low was recorded on December 20, dropping to 33.4673.

This high-to-low spread represents a total annual volatility of 3.0477 PHP. From a start-to-finish perspective, comparing the January average rate of 34.5429 to the December average rate of 34.1419, the exchange rate registered a net change of -1.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 36.5149 was up 5.38% compared to the 2020 peak of 34.6493, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 182,575 PHP
2020 Average 161,213 PHP
Yearly Trough Low 167,336 PHP
Transaction Impact: A difference of 15,238.28 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

35.9441
33.9781
JanuMarcMayJulySeptNove

NZD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 34.5734, compared to 35.1040 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.5306 points.

H1 Avg (JanтАУJun) 34.5734
H2 Avg (JulтАУDec) 35.1040

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.9266 PHP (High: 36.3157 / Low: 34.3891). On the other end, September was the most stable month, with a tight range of 0.7973 PHP (High: 35.7971 / Low: 34.9998).

November Spread (Volatile) ┬▒1.9266
September Spread (Stable) ┬▒0.7973

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.1408 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.1408

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 35.7803) against the same month in 2020 (average: 32.1973), the exchange rate shifted by +3.5830 (+11.13%).

2021 Avg (October) 35.7803
2020 Avg (October) 32.1973

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 35.0942 34.1977 34.5429
February 36.1753 34.4117 34.9945
March 35.3473 33.8556 34.6164
April 35.2534 34.0609 34.4968
May 35.0298 34.2011 34.5982
June 34.6359 33.6377 34.1916
July 35.4006 34.2644 34.9666
August 35.6504 34.0416 35.0177
September 35.7971 34.9998 35.4347
October 36.5149 35.0070 35.7803
November 36.3157 34.3891 35.2827
December 35.0382 33.4673 34.1419