YEARLY HIGH
34.4559 PHP
YEARLY LOW
31.7529 PHP
YEARLY AVERAGE
33.4431 PHP

2025 NZD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 18, valuing the pair at 34.4559. Conversely, the yearly low was recorded on April 7, dropping to 31.7529.

This high-to-low spread represents a total annual volatility of 2.7030 PHP. From a start-to-finish perspective, comparing the January average rate of 32.8966 to the December average rate of 34.0611, the exchange rate registered a net change of 3.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 34.4559 was down 5.30% compared to the 2024 peak of 36.3850, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 172,279 PHP
2024 Average 173,266 PHP
Yearly Trough Low 158,764 PHP
Transaction Impact: A difference of 13,514.84 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

34.2512
32.7079
JanuMarcMayJulySeptNove

NZD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 33.1401, compared to 33.7460 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.6058 points.

H1 Avg (JanтАУJun) 33.1401
H2 Avg (JulтАУDec) 33.7460

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 2.2151 PHP (High: 33.9680 / Low: 31.7529). On the other end, May was the most stable month, with a tight range of 0.5970 PHP (High: 33.3271 / Low: 32.7301).

April Spread (Volatile) ┬▒2.2151
May Spread (Stable) ┬▒0.5970

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.4159 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.4159

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 33.9610) against the same month in 2024 (average: 36.0079), the exchange rate shifted by -2.0470 (-5.68%).

2025 Avg (June) 33.9610
2024 Avg (June) 36.0079

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 33.3066 32.4431 32.8966
February 33.3621 32.4116 32.9721
March 33.3395 32.3757 32.8365
April 33.9680 31.7529 33.1633
May 33.3271 32.7301 33.0114
June 34.4559 33.3331 33.9610
July 34.4068 33.8033 34.1226
August 34.1931 33.1026 33.7067
September 34.1464 33.3507 33.6713
October 34.1667 33.2091 33.5970
November 33.6865 32.9927 33.3173
December 34.3473 33.4750 34.0611