2021 SAR to GMD Historical Review

YEARLY HIGH

14.0878 GMD

YEARLY LOW

13.5974 GMD

YEARLY AVERAGE

13.7343 GMD

2021 SAR to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 14.0878. Conversely, the yearly low was recorded on April 14, dropping to 13.5974.

This high-to-low spread represents a total annual volatility of 0.4904 GMD. From a start-to-finish perspective, comparing the January average rate of 13.7725 to the December average rate of 13.9967, the exchange rate registered a net change of 1.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 14.0878 was up 1.85% compared to the 2020 peak of 13.8318, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 70,439 GMD

2020 Average 68,587 GMD

Yearly Trough Low 67,987 GMD

Transaction Impact: A difference of 2,451.91 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

14.0328

13.5998

JanuMarcMayJulySeptNove

SAR to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.6811, compared to 13.7875 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1063 points.

H1 Avg (Jan–Jun) 13.6811

H2 Avg (Jul–Dec) 13.7875

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.2272 GMD (High: 13.8708 / Low: 13.6436). On the other end, August was the most stable month, with a tight range of 0.0205 GMD (High: 13.6457 / Low: 13.6252).

September Spread (Volatile) ±0.2272

August Spread (Stable) ±0.0205

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0626 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0626

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 13.9967) against the same month in 2020 (average: 13.7963), the exchange rate shifted by +0.2004 (+1.45%).

2021 Avg (December) 13.9967

2020 Avg (December) 13.7963

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.7973	13.7286	13.7725
February	13.7440	13.6631	13.7099
March	13.7164	13.6547	13.6768
April	13.6673	13.5974	13.6376
May	13.6787	13.6371	13.6527
June	13.6520	13.6256	13.6374
July	13.6497	13.6218	13.6358
August	13.6457	13.6252	13.6379
September	13.8708	13.6436	13.7119
October	13.8794	13.7319	13.8193
November	13.9748	13.8618	13.9232
December	14.0878	13.9575	13.9967

૨૦૨૫ SAR થી GMD ઐતિહાસિક સમીક્ષા