YEARLY HIGH
14.0878 GMD
YEARLY LOW
13.5974 GMD
YEARLY AVERAGE
13.7343 GMD

2021 SAR to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 14.0878. Conversely, the yearly low was recorded on April 14, dropping to 13.5974.

This high-to-low spread represents a total annual volatility of 0.4904 GMD. From a start-to-finish perspective, comparing the January average rate of 13.7725 to the December average rate of 13.9967, the exchange rate registered a net change of 1.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 14.0878 was up 1.85% compared to the 2020 peak of 13.8318, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 70,439 GMD
2020 Average 68,587 GMD
Yearly Trough Low 67,987 GMD
Transaction Impact: A difference of 2,451.91 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

14.0328
13.5998
JanuMarcMayJulySeptNove

SAR to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.6811, compared to 13.7875 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1063 points.

H1 Avg (Jan–Jun) 13.6811
H2 Avg (Jul–Dec) 13.7875

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.2272 GMD (High: 13.8708 / Low: 13.6436). On the other end, August was the most stable month, with a tight range of 0.0205 GMD (High: 13.6457 / Low: 13.6252).

September Spread (Volatile) ±0.2272
August Spread (Stable) ±0.0205

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0626 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0626

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 13.9967) against the same month in 2020 (average: 13.7963), the exchange rate shifted by +0.2004 (+1.45%).

2021 Avg (December) 13.9967
2020 Avg (December) 13.7963

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 13.7973 13.7286 13.7725
February 13.7440 13.6631 13.7099
March 13.7164 13.6547 13.6768
April 13.6673 13.5974 13.6376
May 13.6787 13.6371 13.6527
June 13.6520 13.6256 13.6374
July 13.6497 13.6218 13.6358
August 13.6457 13.6252 13.6379
September 13.8708 13.6436 13.7119
October 13.8794 13.7319 13.8193
November 13.9748 13.8618 13.9232
December 14.0878 13.9575 13.9967