YEARLY HIGH
981.0145 TZS
YEARLY LOW
913.9516 TZS
YEARLY AVERAGE
962.5867 TZS

2026 XCD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XCD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 4, valuing the pair at 981.0145. Conversely, the yearly low was recorded on January 3, dropping to 913.9516.

This high-to-low spread represents a total annual volatility of 67.0629 TZS. From a start-to-finish perspective, comparing the January average rate of 931.8631 to the December average rate of 979.3175, the exchange rate registered a net change of 5.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 981.0145 was down 1.90% compared to the 2025 peak of 999.9996, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 4,905,072 TZS
2025 Average 4,737,492 TZS
Yearly Trough Low 4,569,758 TZS
Transaction Impact: A difference of 335,314.26 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

984.0629
927.1176
JanuMarcMayJuly

XCD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 957.8584, compared to 976.7717 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 18.9134 points.

H1 Avg (Jan–Jun) 957.8584
H2 Avg (Jul–Dec) 976.7717

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 38.8522 TZS (High: 952.8038 / Low: 913.9516). On the other end, August was the most stable month, with a tight range of 3.5671 TZS (High: 981.0145 / Low: 977.4474).

January Spread (Volatile) ±38.8522
August Spread (Stable) ±3.5671

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. No significant month-over-month rate declines were detected.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2026: 979.3175) against the same month in 2025 (average: 932.1412), the exchange rate shifted by +47.1763 (+5.06%).

2026 Avg (August) 979.3175
2025 Avg (August) 932.1412

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 952.8038 913.9516 931.8631
February 965.4239 945.8334 955.2998
March 965.6976 943.5533 956.4866
April 966.2060 957.4291 962.3093
May 972.9442 963.9045 970.2686
June 973.7084 967.1407 970.9228
July 979.6296 971.3055 974.2260
August 981.0145 977.4474 979.3175