2026 XCD to TZS Historical Review

YEARLY HIGH

979.6296 TZS

YEARLY LOW

913.9516 TZS

YEARLY AVERAGE

962.3720 TZS

2026 XCD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XCD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 979.6296. Conversely, the yearly low was recorded on January 3, dropping to 913.9516.

This high-to-low spread represents a total annual volatility of 65.6780 TZS. From a start-to-finish perspective, comparing the January average rate of 931.8631 to the December average rate of 977.6000, the exchange rate registered a net change of 4.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 979.6296 was down 2.04% compared to the 2025 peak of 999.9996, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 4,898,148 TZS

2025 Average 4,737,492 TZS

Yearly Trough Low 4,569,758 TZS

Transaction Impact: A difference of 328,389.85 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

982.1737

927.2894

JanuMarcMayJuly

XCD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 957.8584, compared to 975.9130 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 18.0546 points.

H1 Avg (Jan–Jun) 957.8584

H2 Avg (Jul–Dec) 975.9130

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 38.8522 TZS (High: 952.8038 / Low: 913.9516). On the other end, August was the most stable month, with a tight range of 0.0000 TZS (High: 977.6000 / Low: 977.6000).

January Spread (Volatile) ±38.8522

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. No significant month-over-month rate declines were detected.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 974.2260) against the same month in 2025 (average: 962.7866), the exchange rate shifted by +11.4394 (+1.19%).

2026 Avg (July) 974.2260

2025 Avg (July) 962.7866

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	952.8038	913.9516	931.8631
February	965.4239	945.8334	955.2998
March	965.6976	943.5533	956.4866
April	966.2060	957.4291	962.3093
May	972.9442	963.9045	970.2686
June	973.7084	967.1407	970.9228
July	979.6296	971.3055	974.2260
August	977.6000	977.6000	977.6000