YEARLY HIGH
861.2106 TZS
YEARLY LOW
847.4647 TZS
YEARLY AVERAGE
856.6054 TZS

2020 XCD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 11, valuing the pair at 861.2106. Conversely, the yearly low was recorded on March 29, dropping to 847.4647.

This high-to-low spread represents a total annual volatility of 13.7459 TZS. From a start-to-finish perspective, comparing the January average rate of 852.4746 to the December average rate of 858.1451, the exchange rate registered a net change of 0.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 861.2106 was down 1.56% compared to the 2019 peak of 874.8214, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 4,306,053 TZS
2019 Average 4,268,272 TZS
Yearly Trough Low 4,237,324 TZS
Transaction Impact: A difference of 68,729.33 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

860.0777
851.7834
JanuMarcMayJulySeptNove

XCD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 854.6974, compared to 858.5134 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.8160 points.

H1 Avg (Jan–Jun) 854.6974
H2 Avg (Jul–Dec) 858.5134

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 9.8626 TZS (High: 857.3273 / Low: 847.4647). On the other end, December was the most stable month, with a tight range of 0.8647 TZS (High: 858.4667 / Low: 857.6020).

March Spread (Volatile) ±9.8626
December Spread (Stable) ±0.8647

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.6843 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.6843

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 859.3865) against the same month in 2019 (average: 850.8441), the exchange rate shifted by +8.5425 (+1.00%).

2020 Avg (August) 859.3865
2019 Avg (August) 850.8441

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 854.4502 849.7342 852.4746
February 855.5611 850.6411 854.4384
March 857.3273 847.4647 852.7540
April 858.5300 851.2334 855.8567
May 856.8667 850.6461 855.8036
June 857.7085 855.9232 856.8570
July 860.6805 857.8095 858.6724
August 861.2106 856.2043 859.3865
September 859.6215 857.9518 858.4726
October 860.5759 857.7085 858.3499
November 858.5339 857.0301 858.0539
December 858.4667 857.6020 858.1451