2021 XDR to HNL Historical Review

YEARLY HIGH

36.0825 HNL

YEARLY LOW

33.6269 HNL

YEARLY AVERAGE

34.3495 HNL

2021 XDR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 36.0825. Conversely, the yearly low was recorded on August 21, dropping to 33.6269.

This high-to-low spread represents a total annual volatility of 2.4556 HNL. From a start-to-finish perspective, comparing the January average rate of 34.9516 to the December average rate of 34.0375, the exchange rate registered a net change of -2.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 36.0825 was up 2.58% compared to the 2020 peak of 35.1738, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 180,413 HNL

2020 Average 172,263 HNL

Yearly Trough Low 168,134 HNL

Transaction Impact: A difference of 12,278.10 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

35.0665

33.6876

JanuMarcMayJulySeptNove

XDR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.6774, compared to 34.0217 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6557 points.

H1 Avg (Jan–Jun) 34.6774

H2 Avg (Jul–Dec) 34.0217

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 1.4040 HNL (High: 36.0825 / Low: 34.6785). On the other end, October was the most stable month, with a tight range of 0.3572 HNL (High: 34.3042 / Low: 33.9470).

January Spread (Volatile) ±1.4040

October Spread (Stable) ±0.3572

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.5408 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.5408

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 34.9516) against the same month in 2020 (average: 34.2039), the exchange rate shifted by +0.7476 (+2.19%).

2021 Avg (January) 34.9516

2020 Avg (January) 34.2039

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.0825	34.6785	34.9516
February	35.1250	34.7308	34.9079
March	35.0181	34.1916	34.5756
April	34.7652	34.0982	34.4087
May	34.8383	34.3923	34.6896
June	34.8593	34.1261	34.5310
July	34.2015	33.7033	33.9903
August	34.1913	33.6269	33.8025
September	34.4944	33.9101	34.2335
October	34.3042	33.9470	34.1260
November	34.2205	33.7243	33.9404
December	34.3201	33.7942	34.0375

૨૦૨૫ XDR થી HNL ઐતિહાસિક સમીક્ષા