YEARLY HIGH
36.0825 HNL
YEARLY LOW
33.6269 HNL
YEARLY AVERAGE
34.3495 HNL

2021 XDR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 36.0825. Conversely, the yearly low was recorded on August 21, dropping to 33.6269.

This high-to-low spread represents a total annual volatility of 2.4556 HNL. From a start-to-finish perspective, comparing the January average rate of 34.9516 to the December average rate of 34.0375, the exchange rate registered a net change of -2.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 36.0825 was up 2.58% compared to the 2020 peak of 35.1738, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 180,413 HNL
2020 Average 172,263 HNL
Yearly Trough Low 168,134 HNL
Transaction Impact: A difference of 12,278.10 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

35.0665
33.6876
JanuMarcMayJulySeptNove

XDR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.6774, compared to 34.0217 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6557 points.

H1 Avg (Jan–Jun) 34.6774
H2 Avg (Jul–Dec) 34.0217

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 1.4040 HNL (High: 36.0825 / Low: 34.6785). On the other end, October was the most stable month, with a tight range of 0.3572 HNL (High: 34.3042 / Low: 33.9470).

January Spread (Volatile) ±1.4040
October Spread (Stable) ±0.3572

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.5408 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.5408

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 34.9516) against the same month in 2020 (average: 34.2039), the exchange rate shifted by +0.7476 (+2.19%).

2021 Avg (January) 34.9516
2020 Avg (January) 34.2039

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 36.0825 34.6785 34.9516
February 35.1250 34.7308 34.9079
March 35.0181 34.1916 34.5756
April 34.7652 34.0982 34.4087
May 34.8383 34.3923 34.6896
June 34.8593 34.1261 34.5310
July 34.2015 33.7033 33.9903
August 34.1913 33.6269 33.8025
September 34.4944 33.9101 34.2335
October 34.3042 33.9470 34.1260
November 34.2205 33.7243 33.9404
December 34.3201 33.7942 34.0375