2015 GYD to PEN Historical Review

YEARLY HIGH

0.0166 PEN

YEARLY LOW

0.0144 PEN

YEARLY AVERAGE

0.0154 PEN

2015 GYD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GYD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0166. Conversely, the yearly low was recorded on January 4, dropping to 0.0144.

This high-to-low spread represents a total annual volatility of 0.0022 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0145 to the December average rate of 0.0164, the exchange rate registered a net change of 12.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0166 was up 14.43% compared to the 2014 peak of 0.0145, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 83 PEN

2014 Average 69 PEN

Yearly Trough Low 72 PEN

Transaction Impact: A difference of 10.82 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0166

0.0143

JanuMarcMayJulySeptNove

GYD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0150, compared to 0.0158 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0150

H2 Avg (Jul–Dec) 0.0158

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0006 PEN (High: 0.0160 / Low: 0.0155). On the other end, July was the most stable month, with a tight range of 0.0001 PEN (High: 0.0155 / Low: 0.0154).

August Spread (Volatile) ±0.0006

July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0001 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.0164) against the same month in 2014 (average: 0.0143), the exchange rate shifted by +0.0021 (+14.38%).

2015 Avg (December) 0.0164

2014 Avg (December) 0.0143

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0148	0.0144	0.0145
February	0.0150	0.0148	0.0149
March	0.0150	0.0149	0.0150
April	0.0152	0.0150	0.0151
May	0.0153	0.0152	0.0153
June	0.0154	0.0153	0.0153
July	0.0155	0.0154	0.0154
August	0.0160	0.0155	0.0157
September	0.0158	0.0155	0.0156
October	0.0159	0.0156	0.0157
November	0.0164	0.0159	0.0162
December	0.0166	0.0162	0.0164