2020 GYD to PEN Historical Review

YEARLY HIGH

0.0175 PEN

YEARLY LOW

0.0158 PEN

YEARLY AVERAGE

0.0167 PEN

2020 GYD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GYD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 16, valuing the pair at 0.0175. Conversely, the yearly low was recorded on January 2, dropping to 0.0158.

This high-to-low spread represents a total annual volatility of 0.0017 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0159 to the December average rate of 0.0172, the exchange rate registered a net change of 8.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0175 was up 7.20% compared to the 2019 peak of 0.0164, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 88 PEN

2019 Average 80 PEN

Yearly Trough Low 79 PEN

Transaction Impact: A difference of 8.64 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0174

0.0158

JanuMarcMayJulySeptNove

GYD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0163, compared to 0.0171 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0163

H2 Avg (Jul–Dec) 0.0171

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0008 PEN (High: 0.0171 / Low: 0.0163). On the other end, July was the most stable month, with a tight range of 0.0002 PEN (High: 0.0169 / Low: 0.0167).

March Spread (Volatile) ±0.0008

July Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0004 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0173) against the same month in 2019 (average: 0.0161), the exchange rate shifted by +0.0011 (+6.92%).

2020 Avg (November) 0.0173

2019 Avg (November) 0.0161

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0162	0.0158	0.0159
February	0.0166	0.0161	0.0162
March	0.0171	0.0163	0.0167
April	0.0166	0.0161	0.0163
May	0.0165	0.0161	0.0163
June	0.0169	0.0163	0.0166
July	0.0169	0.0167	0.0168
August	0.0172	0.0168	0.0170
September	0.0172	0.0168	0.0170
October	0.0173	0.0171	0.0172
November	0.0175	0.0171	0.0173
December	0.0173	0.0171	0.0172