2020 HKD to BAM Historical Review

YEARLY HIGH

0.2350 BAM

YEARLY LOW

0.2055 BAM

YEARLY AVERAGE

0.2213 BAM

2020 HKD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 0.2350. Conversely, the yearly low was recorded on December 31, dropping to 0.2055.

This high-to-low spread represents a total annual volatility of 0.0295 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2266 to the December average rate of 0.2073, the exchange rate registered a net change of -8.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2350 was up 2.65% compared to the 2019 peak of 0.2289, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 5,874 BAM

2019 Average 5,574 BAM

Yearly Trough Low 5,137 BAM

Transaction Impact: A difference of 737.77 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2348

0.2048

JanuMarcMayJulySeptNove

HKD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2288, compared to 0.2138 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0150 points.

H1 Avg (Jan–Jun) 0.2288

H2 Avg (Jul–Dec) 0.2138

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0145 BAM (High: 0.2350 / Low: 0.2204). On the other end, October was the most stable month, with a tight range of 0.0034 BAM (High: 0.2162 / Low: 0.2128).

March Spread (Volatile) ±0.0145

October Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0072 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0072

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2278) against the same month in 2019 (average: 0.2203), the exchange rate shifted by +0.0074 (+3.38%).

2020 Avg (March) 0.2278

2019 Avg (March) 0.2203

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2287	0.2245	0.2266
February	0.2331	0.2276	0.2306
March	0.2350	0.2204	0.2278
April	0.2342	0.2303	0.2323
May	0.2340	0.2265	0.2314
June	0.2271	0.2219	0.2243
July	0.2254	0.2129	0.2206
August	0.2151	0.2113	0.2134
September	0.2168	0.2104	0.2140
October	0.2162	0.2128	0.2145
November	0.2166	0.2105	0.2132
December	0.2108	0.2055	0.2073