YEARLY HIGH
0.2423 BAM
YEARLY LOW
0.2238 BAM
YEARLY AVERAGE
0.2317 BAM

2024 HKD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HKD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 0.2423. Conversely, the yearly low was recorded on August 25, dropping to 0.2238.

This high-to-low spread represents a total annual volatility of 0.0185 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2293 to the December average rate of 0.2401, the exchange rate registered a net change of 4.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.2423 was up 1.42% compared to the 2023 peak of 0.2389, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 6,058 BAM
2023 Average 5,773 BAM
Yearly Trough Low 5,596 BAM
Transaction Impact: A difference of 462.14 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.2415
0.2245
JanuMarcMayJulySeptNove

HKD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2313, compared to 0.2320 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.2313
H2 Avg (Jul–Dec) 0.2320

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0105 BAM (High: 0.2412 / Low: 0.2307). On the other end, September was the most stable month, with a tight range of 0.0030 BAM (High: 0.2275 / Low: 0.2246).

November Spread (Volatile) ±0.0105
September Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0029 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.2401) against the same month in 2023 (average: 0.2294), the exchange rate shifted by +0.0106 (+4.63%).

2024 Avg (December) 0.2401
2023 Avg (December) 0.2294

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2311 0.2267 0.2293
February 0.2336 0.2298 0.2316
March 0.2317 0.2284 0.2300
April 0.2349 0.2298 0.2327
May 0.2343 0.2301 0.2317
June 0.2345 0.2299 0.2327
July 0.2335 0.2291 0.2308
August 0.2319 0.2238 0.2279
September 0.2275 0.2246 0.2259
October 0.2335 0.2268 0.2310
November 0.2412 0.2307 0.2364
December 0.2423 0.2375 0.2401