YEARLY HIGH
298.3236 CDF
YEARLY LOW
270.9138 CDF
YEARLY AVERAGE
291.8385 CDF

2026 HKD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 298.3236. Conversely, the yearly low was recorded on February 25, dropping to 270.9138.

This high-to-low spread represents a total annual volatility of 27.4098 CDF. From a start-to-finish perspective, comparing the January average rate of 289.8614 to the December average rate of 293.0024, the exchange rate registered a net change of 1.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 298.3236 was down 20.56% compared to the 2025 peak of 375.5231, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 7,458,090 CDF
2025 Average 8,739,068 CDF
Yearly Trough Low 6,772,845 CDF
Transaction Impact: A difference of 685,244.69 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

296.2441
287.6740
JanuMarcMayJuly

HKD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 291.6446, compared to 293.0024 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3579 points.

H1 Avg (Jan–Jun) 291.6446
H2 Avg (Jul–Dec) 293.0024

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 24.6047 CDF (High: 295.5185 / Low: 270.9138). On the other end, April was the most stable month, with a tight range of 4.8488 CDF (High: 298.3236 / Low: 293.4748).

February Spread (Volatile) ±24.6047
April Spread (Stable) ±4.8488

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 3.8862 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -3.8862

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 295.5299) against the same month in 2025 (average: 373.1915), the exchange rate shifted by -77.6616 (-20.81%).

2026 Avg (April) 295.5299
2025 Avg (April) 373.1915

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 296.9090 275.9831 289.8614
February 295.5185 270.9138 288.3882
March 295.8706 277.1491 290.4524
April 298.3236 293.4748 295.5299
May 296.1053 289.6532 291.6437
June 296.2783 289.1274 293.9917
July 294.6649 288.0378 293.0024