YEARLY HIGH
0.8985 CNY
YEARLY LOW
0.8630 CNY
YEARLY AVERAGE
0.8769 CNY

2026 HKD to CNY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to CNY exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 0.8985. Conversely, the yearly low was recorded on June 2, dropping to 0.8630.

This high-to-low spread represents a total annual volatility of 0.0355 CNY. From a start-to-finish perspective, comparing the January average rate of 0.8942 to the December average rate of 0.8642, the exchange rate registered a net change of -3.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.8985 was down 5.12% compared to the 2025 peak of 0.9470, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 22,463 CNY
2025 Average 23,048 CNY
Yearly Trough Low 21,575 CNY
Transaction Impact: A difference of 887.80 CNY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.8972
0.8612
JanuFebrMarcApriMayJune

HKD to CNY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8769, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8769 points.

H1 Avg (Jan–Jun) 0.8769
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0156 CNY (High: 0.8901 / Low: 0.8745). On the other end, June was the most stable month, with a tight range of 0.0020 CNY (High: 0.8650 / Low: 0.8630).

February Spread (Volatile) ±0.0156
June Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0102 points.

Longest Streak 0 Mo.
Sharpest MoM Drop -0.0102

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.8942) against the same month in 2025 (average: 0.9371), the exchange rate shifted by -0.0429 (-4.58%).

2026 Avg (January) 0.8942
2025 Avg (January) 0.9371

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8985 0.8901 0.8942
February 0.8901 0.8745 0.8841
March 0.8841 0.8767 0.8806
April 0.8786 0.8697 0.8729
May 0.8715 0.8634 0.8655
June 0.8650 0.8630 0.8642