2020 HKD to GEL Historical Review

YEARLY HIGH

0.4463 GEL

YEARLY LOW

0.3569 GEL

YEARLY AVERAGE

0.4014 GEL

2020 HKD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 0.4463. Conversely, the yearly low was recorded on February 25, dropping to 0.3569.

This high-to-low spread represents a total annual volatility of 0.0894 GEL. From a start-to-finish perspective, comparing the January average rate of 0.3702 to the December average rate of 0.4249, the exchange rate registered a net change of 14.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4463 was up 16.72% compared to the 2019 peak of 0.3823, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 11,157 GEL

2019 Average 8,988 GEL

Yearly Trough Low 8,921 GEL

Transaction Impact: A difference of 2,235.47 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4342

0.3594

JanuMarcMayJulySeptNove

HKD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3904, compared to 0.4124 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0220 points.

H1 Avg (Jan–Jun) 0.3904

H2 Avg (Jul–Dec) 0.4124

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0884 GEL (High: 0.4463 / Low: 0.3579). On the other end, August was the most stable month, with a tight range of 0.0030 GEL (High: 0.4010 / Low: 0.3980).

March Spread (Volatile) ±0.0884

August Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0189 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0189

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.3885) against the same month in 2019 (average: 0.3417), the exchange rate shifted by +0.0468 (+13.71%).

2020 Avg (March) 0.3885

2019 Avg (March) 0.3417

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3727	0.3659	0.3702
February	0.3721	0.3569	0.3657
March	0.4463	0.3579	0.3885
April	0.4238	0.4051	0.4106
May	0.4154	0.4106	0.4131
June	0.4116	0.3806	0.3942
July	0.3993	0.3942	0.3964
August	0.4010	0.3980	0.3988
September	0.4323	0.3967	0.4101
October	0.4226	0.4135	0.4161
November	0.4411	0.4179	0.4280
December	0.4290	0.4220	0.4249