2021 HKD to GEL Historical Review

YEARLY HIGH

0.4455 GEL

YEARLY LOW

0.3936 GEL

YEARLY AVERAGE

0.4140 GEL

2021 HKD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 0.4455. Conversely, the yearly low was recorded on December 26, dropping to 0.3936.

This high-to-low spread represents a total annual volatility of 0.0519 GEL. From a start-to-finish perspective, comparing the January average rate of 0.4260 to the December average rate of 0.3971, the exchange rate registered a net change of -6.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4455 was down 0.18% compared to the 2020 peak of 0.4463, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 11,137 GEL

2020 Average 10,037 GEL

Yearly Trough Low 9,840 GEL

Transaction Impact: A difference of 1,296.58 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4466

0.3926

JanuMarcMayJulySeptNove

HKD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4277, compared to 0.4003 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0274 points.

H1 Avg (Jan–Jun) 0.4277

H2 Avg (Jul–Dec) 0.4003

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0255 GEL (High: 0.4455 / Low: 0.4199). On the other end, September was the most stable month, with a tight range of 0.0017 GEL (High: 0.4002 / Low: 0.3985).

May Spread (Volatile) ±0.0255

September Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0281 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0281

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 0.4345) against the same month in 2020 (average: 0.4131), the exchange rate shifted by +0.0214 (+5.17%).

2021 Avg (May) 0.4345

2020 Avg (May) 0.4131

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4277	0.4231	0.4260
February	0.4299	0.4250	0.4274
March	0.4386	0.4278	0.4297
April	0.4454	0.4375	0.4421
May	0.4455	0.4199	0.4345
June	0.4202	0.4002	0.4064
July	0.4075	0.3956	0.4017
August	0.4006	0.3953	0.3984
September	0.4002	0.3985	0.3994
October	0.4050	0.3995	0.4027
November	0.4067	0.3969	0.4026
December	0.4010	0.3936	0.3971