2012 HKD to GHS Historical Review

YEARLY HIGH

0.2534 GHS

YEARLY LOW

0.2109 GHS

YEARLY AVERAGE

0.2386 GHS

2012 HKD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HKD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 0.2534. Conversely, the yearly low was recorded on January 1, dropping to 0.2109.

This high-to-low spread represents a total annual volatility of 0.0425 GHS. From a start-to-finish perspective, comparing the January average rate of 0.2178 to the December average rate of 0.2447, the exchange rate registered a net change of 12.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2534 was up 18.24% compared to the 2011 peak of 0.2143, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 6,336 GHS

2011 Average 4,962 GHS

Yearly Trough Low 5,272 GHS

Transaction Impact: A difference of 1,063.60 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2551

0.2144

JanuMarcMayJulySeptNove

HKD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2304, compared to 0.2467 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0163 points.

H1 Avg (Jan–Jun) 0.2304

H2 Avg (Jul–Dec) 0.2467

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0141 GHS (High: 0.2250 / Low: 0.2109). On the other end, December was the most stable month, with a tight range of 0.0031 GHS (High: 0.2461 / Low: 0.2431).

January Spread (Volatile) ±0.0141

December Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0047 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.2508) against the same month in 2011 (average: 0.1956), the exchange rate shifted by +0.0553 (+28.25%).

2012 Avg (August) 0.2508

2011 Avg (August) 0.1956

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2250	0.2109	0.2178
February	0.2236	0.2168	0.2183
March	0.2296	0.2167	0.2241
April	0.2391	0.2284	0.2328
May	0.2453	0.2380	0.2425
June	0.2504	0.2426	0.2471
July	0.2532	0.2499	0.2517
August	0.2534	0.2488	0.2508
September	0.2497	0.2431	0.2461
October	0.2462	0.2417	0.2435
November	0.2461	0.2423	0.2436
December	0.2461	0.2431	0.2447