2026 HKD to GHS Historical Review

YEARLY HIGH

1.5087 GHS

YEARLY LOW

1.3434 GHS

YEARLY AVERAGE

1.4202 GHS

2026 HKD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 5, valuing the pair at 1.5087. Conversely, the yearly low was recorded on January 3, dropping to 1.3434.

This high-to-low spread represents a total annual volatility of 0.1653 GHS. From a start-to-finish perspective, comparing the January average rate of 1.3812 to the December average rate of 1.4884, the exchange rate registered a net change of 7.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.5087 was down 24.56% compared to the 2025 peak of 1.9999, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 37,717 GHS

2025 Average 40,607 GHS

Yearly Trough Low 33,585 GHS

Transaction Impact: A difference of 4,131.56 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.4996

1.3654

JanuMarcMayJuly

HKD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4010, compared to 1.4779 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0769 points.

H1 Avg (Jan–Jun) 1.4010

H2 Avg (Jul–Dec) 1.4779

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.1429 GHS (High: 1.5087 / Low: 1.3657). On the other end, August was the most stable month, with a tight range of 0.0066 GHS (High: 1.4928 / Low: 1.4862).

June Spread (Volatile) ±0.1429

August Spread (Stable) ±0.0066

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0332 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0332

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 1.4527) against the same month in 2025 (average: 1.3107), the exchange rate shifted by +0.1420 (+10.83%).

2026 Avg (June) 1.4527

2025 Avg (June) 1.3107

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4014	1.3434	1.3812
February	1.4113	1.3591	1.3984
March	1.4039	1.3611	1.3873
April	1.4216	1.4016	1.4098
May	1.4295	1.3658	1.3766
June	1.5087	1.3657	1.4527
July	1.4871	1.4432	1.4674
August	1.4928	1.4862	1.4884