YEARLY HIGH
4.4075 GMD
YEARLY LOW
3.6886 GMD
YEARLY AVERAGE
4.0092 GMD

2012 HKD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HKD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 31, valuing the pair at 4.4075. Conversely, the yearly low was recorded on January 3, dropping to 3.6886.

This high-to-low spread represents a total annual volatility of 0.7188 GMD. From a start-to-finish perspective, comparing the January average rate of 3.8192 to the December average rate of 4.0052, the exchange rate registered a net change of 4.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 4.4075 was up 13.95% compared to the 2011 peak of 3.8679, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 110,187 GMD
2011 Average 90,502 GMD
Yearly Trough Low 92,216 GMD
Transaction Impact: A difference of 17,970.53 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

4.3716
3.7617
JanuMarcMayJulySeptNove

HKD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8952, compared to 4.1232 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2280 points.

H1 Avg (Jan–Jun) 3.8952
H2 Avg (Jul–Dec) 4.1232

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.5414 GMD (High: 4.3892 / Low: 3.8479). On the other end, September was the most stable month, with a tight range of 0.0902 GMD (High: 4.3211 / Low: 4.2309).

November Spread (Volatile) ±0.5414
September Spread (Stable) ±0.0902

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.3277 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.3277

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 4.3207) against the same month in 2011 (average: 3.7338), the exchange rate shifted by +0.5869 (+15.72%).

2012 Avg (October) 4.3207
2011 Avg (October) 3.7338

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9038 3.6886 3.8192
February 3.9982 3.7872 3.9140
March 3.9793 3.7958 3.9304
April 3.8772 3.7336 3.8125
May 3.9781 3.8671 3.9117
June 4.0634 3.8818 3.9838
July 4.1092 3.9865 4.0545
August 4.3197 4.0442 4.1044
September 4.3211 4.2309 4.2617
October 4.4075 4.2340 4.3207
November 4.3892 3.8479 3.9930
December 4.1990 3.8425 4.0052