YEARLY HIGH
9.5807 GMD
YEARLY LOW
8.9215 GMD
YEARLY AVERAGE
9.2589 GMD

2025 HKD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HKD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 9.5807. Conversely, the yearly low was recorded on June 5, dropping to 8.9215.

This high-to-low spread represents a total annual volatility of 0.6592 GMD. From a start-to-finish perspective, comparing the January average rate of 9.2439 to the December average rate of 9.4427, the exchange rate registered a net change of 2.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 9.5807 was up 3.30% compared to the 2024 peak of 9.2751, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 239,518 GMD
2024 Average 220,491 GMD
Yearly Trough Low 223,036 GMD
Transaction Impact: A difference of 16,481.03 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

9.4783
9.0519
JanuMarcMayJulySeptNove

HKD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.2132, compared to 9.3046 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0914 points.

H1 Avg (Jan–Jun) 9.2132
H2 Avg (Jul–Dec) 9.3046

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.4620 GMD (High: 9.5243 / Low: 9.0623). On the other end, November was the most stable month, with a tight range of 0.1473 GMD (High: 9.4586 / Low: 9.3113).

September Spread (Volatile) ±0.4620
November Spread (Stable) ±0.1473

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1624 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1624

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 9.4427) against the same month in 2024 (average: 9.2379), the exchange rate shifted by +0.2048 (+2.22%).

2025 Avg (December) 9.4427
2024 Avg (December) 9.2379

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.3734 9.0655 9.2439
February 9.3057 9.1472 9.2270
March 9.3243 9.0688 9.2136
April 9.3042 9.1510 9.2575
May 9.3136 9.1531 9.2498
June 9.2524 8.9215 9.0874
July 9.2360 9.0466 9.1295
August 9.2770 9.1052 9.2217
September 9.5243 9.0623 9.3143
October 9.5101 9.1875 9.3236
November 9.4586 9.3113 9.3960
December 9.5807 9.3135 9.4427