2020 HKD to GNF Historical Review

YEARLY HIGH

1291.2347 GNF

YEARLY LOW

1208.8555 GNF

YEARLY AVERAGE

1240.2882 GNF

2020 HKD to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1291.2347. Conversely, the yearly low was recorded on January 28, dropping to 1208.8555.

This high-to-low spread represents a total annual volatility of 82.3792 GNF. From a start-to-finish perspective, comparing the January average rate of 1220.1380 to the December average rate of 1282.7480, the exchange rate registered a net change of 5.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1291.2347 was up 5.17% compared to the 2019 peak of 1227.7314, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 32,280,867 GNF

2019 Average 29,451,984 GNF

Yearly Trough Low 30,221,388 GNF

Transaction Impact: A difference of 2,059,479.67 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1289.2187

1211.5707

JanuMarcMayJulySeptNove

HKD to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1222.9536, compared to 1257.6228 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 34.6692 points.

H1 Avg (Jan–Jun) 1222.9536

H2 Avg (Jul–Dec) 1257.6228

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 24.6144 GNF (High: 1235.2317 / Low: 1210.6172). On the other end, July was the most stable month, with a tight range of 3.4654 GNF (High: 1243.4897 / Low: 1240.0243).

March Spread (Volatile) ±24.6144

July Spread (Stable) ±3.4654

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 3.0871 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -3.0871

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1282.7480) against the same month in 2019 (average: 1214.5481), the exchange rate shifted by +68.1999 (+5.62%).

2020 Avg (December) 1282.7480

2019 Avg (December) 1214.5481

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1231.8000	1208.8555	1220.1380
February	1226.6689	1209.9394	1218.0413
March	1235.2317	1210.6172	1220.4229
April	1232.9803	1214.4783	1224.7844
May	1232.8956	1214.6208	1221.6972
June	1243.7550	1219.3312	1232.6376
July	1243.4897	1240.0243	1242.0181
August	1246.7867	1240.5635	1244.2884
September	1261.6735	1241.2503	1251.7007
October	1264.5321	1258.0296	1261.8614
November	1268.8345	1257.4399	1263.1202
December	1291.2347	1266.7785	1282.7480