2025 HKD to JMD Historical Review

YEARLY HIGH

20.7430 JMD

YEARLY LOW

19.9847 JMD

YEARLY AVERAGE

20.4092 JMD

2025 HKD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HKD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 19, valuing the pair at 20.7430. Conversely, the yearly low was recorded on January 4, dropping to 19.9847.

This high-to-low spread represents a total annual volatility of 0.7583 JMD. From a start-to-finish perspective, comparing the January average rate of 20.1644 to the December average rate of 20.5602, the exchange rate registered a net change of 1.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 20.7430 was up 1.09% compared to the 2024 peak of 20.5196, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 518,575 JMD

2024 Average 501,010 JMD

Yearly Trough Low 499,618 JMD

Transaction Impact: A difference of 18,956.87 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

20.6863

20.1169

JanuMarcMayJulySeptNove

HKD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.2853, compared to 20.5331 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2478 points.

H1 Avg (Jan–Jun) 20.2853

H2 Avg (Jul–Dec) 20.5331

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.5109 JMD (High: 20.5510 / Low: 20.0401). On the other end, October was the most stable month, with a tight range of 0.1791 JMD (High: 20.7430 / Low: 20.5639).

February Spread (Volatile) ±0.5109

October Spread (Stable) ±0.1791

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1001 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 20.6389) against the same month in 2024 (average: 20.3844), the exchange rate shifted by +0.2544 (+1.25%).

2025 Avg (October) 20.6389

2024 Avg (October) 20.3844

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.2987	19.9847	20.1644
February	20.5510	20.0401	20.2782
March	20.3059	19.9947	20.1781
April	20.4408	20.2320	20.3548
May	20.4939	20.2756	20.3817
June	20.4477	20.2472	20.3546
July	20.4680	20.2868	20.3723
August	20.5318	20.1211	20.4305
September	20.6511	20.4584	20.5723
October	20.7430	20.5639	20.6389
November	20.7156	20.5053	20.6243
December	20.6320	20.4305	20.5602