2026 HKD to JMD Historical Review

YEARLY HIGH

20.4240 JMD

YEARLY LOW

19.8749 JMD

YEARLY AVERAGE

20.1210 JMD

2026 HKD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 20.4240. Conversely, the yearly low was recorded on February 23, dropping to 19.8749.

This high-to-low spread represents a total annual volatility of 0.5492 JMD. From a start-to-finish perspective, comparing the January average rate of 20.2458 to the December average rate of 20.1371, the exchange rate registered a net change of -0.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 20.4240 was down 1.54% compared to the 2025 peak of 20.7430, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 510,601 JMD

2025 Average 510,238 JMD

Yearly Trough Low 496,872 JMD

Transaction Impact: A difference of 13,728.95 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

20.2724

19.9538

JanuMarcMayJuly

HKD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.1091, compared to 20.1566 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0476 points.

H1 Avg (Jan–Jun) 20.1091

H2 Avg (Jul–Dec) 20.1566

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.3862 JMD (High: 20.4240 / Low: 20.0378). On the other end, August was the most stable month, with a tight range of 0.0316 JMD (High: 20.1581 / Low: 20.1265).

January Spread (Volatile) ±0.3862

August Spread (Stable) ±0.0316

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2655 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2655

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 20.2458) against the same month in 2025 (average: 20.1644), the exchange rate shifted by +0.0815 (+0.40%).

2026 Avg (January) 20.2458

2025 Avg (January) 20.1644

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.4240	20.0378	20.2458
February	20.2243	19.8749	19.9803
March	20.2169	19.8976	20.0448
April	20.2945	20.0174	20.1523
May	20.1357	20.0031	20.0836
June	20.2313	20.0687	20.1476
July	20.2922	19.9973	20.1761
August	20.1581	20.1265	20.1371