2020 HKD to MDL Historical Review

YEARLY HIGH

2.4058 MDL

YEARLY LOW

2.1184 MDL

YEARLY AVERAGE

2.2229 MDL

2020 HKD to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 6, valuing the pair at 2.4058. Conversely, the yearly low was recorded on August 10, dropping to 2.1184.

This high-to-low spread represents a total annual volatility of 0.2875 MDL. From a start-to-finish perspective, comparing the January average rate of 2.2351 to the December average rate of 2.2178, the exchange rate registered a net change of -0.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.4058 was up 3.29% compared to the 2019 peak of 2.3293, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 60,146 MDL

2019 Average 55,913 MDL

Yearly Trough Low 52,959 MDL

Transaction Impact: A difference of 7,187.02 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.3590

2.1138

JanuMarcMayJulySeptNove

HKD to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2669, compared to 2.1789 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0880 points.

H1 Avg (Jan–Jun) 2.2669

H2 Avg (Jul–Dec) 2.1789

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.1341 MDL (High: 2.4058 / Low: 2.2718). On the other end, November was the most stable month, with a tight range of 0.0332 MDL (High: 2.2250 / Low: 2.1918).

April Spread (Volatile) ±0.1341

November Spread (Stable) ±0.0332

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0677 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0677

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 2.3385) against the same month in 2019 (average: 2.2500), the exchange rate shifted by +0.0885 (+3.93%).

2020 Avg (April) 2.3385

2019 Avg (April) 2.2500

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2754	2.1953	2.2351
February	2.2867	2.2194	2.2580
March	2.3420	2.2169	2.2743
April	2.4058	2.2718	2.3385
May	2.3094	2.2526	2.2816
June	2.2468	2.1866	2.2139
July	2.2259	2.1346	2.1867
August	2.1529	2.1184	2.1342
September	2.1763	2.1245	2.1449
October	2.2046	2.1655	2.1818
November	2.2250	2.1918	2.2079
December	2.2362	2.2016	2.2178