2020 HKD to MYR Historical Review

YEARLY HIGH

0.5728 MYR

YEARLY LOW

0.5208 MYR

YEARLY AVERAGE

0.5417 MYR

2020 HKD to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.5728. Conversely, the yearly low was recorded on December 30, dropping to 0.5208.

This high-to-low spread represents a total annual volatility of 0.0520 MYR. From a start-to-finish perspective, comparing the January average rate of 0.5246 to the December average rate of 0.5233, the exchange rate registered a net change of -0.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5728 was up 6.40% compared to the 2019 peak of 0.5383, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 14,319 MYR

2019 Average 13,216 MYR

Yearly Trough Low 13,019 MYR

Transaction Impact: A difference of 1,300.48 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5649

0.5195

JanuMarcMayJulySeptNove

HKD to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5475, compared to 0.5359 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0116 points.

H1 Avg (Jan–Jun) 0.5475

H2 Avg (Jul–Dec) 0.5359

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0373 MYR (High: 0.5728 / Low: 0.5355). On the other end, October was the most stable month, with a tight range of 0.0031 MYR (High: 0.5373 / Low: 0.5342).

March Spread (Volatile) ±0.0373

October Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0099 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.5532) against the same month in 2019 (average: 0.5197), the exchange rate shifted by +0.0336 (+6.46%).

2020 Avg (March) 0.5532

2019 Avg (March) 0.5197

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5279	0.5220	0.5246
February	0.5436	0.5274	0.5349
March	0.5728	0.5355	0.5532
April	0.5671	0.5544	0.5611
May	0.5628	0.5536	0.5596
June	0.5566	0.5483	0.5514
July	0.5532	0.5470	0.5502
August	0.5471	0.5375	0.5404
September	0.5383	0.5309	0.5354
October	0.5373	0.5342	0.5356
November	0.5375	0.5248	0.5302
December	0.5258	0.5208	0.5233