2021 HKD to MYR Historical Review

YEARLY HIGH

0.5450 MYR

YEARLY LOW

0.5168 MYR

YEARLY AVERAGE

0.5331 MYR

2021 HKD to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 0.5450. Conversely, the yearly low was recorded on January 4, dropping to 0.5168.

This high-to-low spread represents a total annual volatility of 0.0282 MYR. From a start-to-finish perspective, comparing the January average rate of 0.5209 to the December average rate of 0.5401, the exchange rate registered a net change of 3.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5450 was down 4.86% compared to the 2020 peak of 0.5728, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 13,624 MYR

2020 Average 13,542 MYR

Yearly Trough Low 12,919 MYR

Transaction Impact: A difference of 704.89 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5442

0.5188

JanuMarcMayJulySeptNove

HKD to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5278, compared to 0.5383 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0105 points.

H1 Avg (Jan–Jun) 0.5278

H2 Avg (Jul–Dec) 0.5383

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0113 MYR (High: 0.5339 / Low: 0.5225). On the other end, February was the most stable month, with a tight range of 0.0052 MYR (High: 0.5250 / Low: 0.5198).

March Spread (Volatile) ±0.0113

February Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0067 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.5407) against the same month in 2020 (average: 0.5502), the exchange rate shifted by -0.0095 (-1.73%).

2021 Avg (July) 0.5407

2020 Avg (July) 0.5502

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5229	0.5168	0.5209
February	0.5250	0.5198	0.5220
March	0.5339	0.5225	0.5294
April	0.5331	0.5273	0.5307
May	0.5342	0.5273	0.5313
June	0.5358	0.5293	0.5326
July	0.5450	0.5350	0.5407
August	0.5445	0.5338	0.5421
September	0.5385	0.5318	0.5354
October	0.5378	0.5322	0.5351
November	0.5436	0.5327	0.5366
December	0.5429	0.5353	0.5401