2012 HKD to NGN Historical Review

YEARLY HIGH

21.0389 NGN

YEARLY LOW

20.1167 NGN

YEARLY AVERAGE

20.4669 NGN

2012 HKD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HKD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 2, valuing the pair at 21.0389. Conversely, the yearly low was recorded on December 30, dropping to 20.1167.

This high-to-low spread represents a total annual volatility of 0.9222 NGN. From a start-to-finish perspective, comparing the January average rate of 20.7832 to the December average rate of 20.2783, the exchange rate registered a net change of -2.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 21.0389 was down 0.51% compared to the 2011 peak of 21.1462, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 525,973 NGN

2011 Average 500,687 NGN

Yearly Trough Low 502,919 NGN

Transaction Impact: A difference of 23,053.94 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

20.9777

20.2147

JanuMarcMayJulySeptNove

HKD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.5210, compared to 20.4128 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1083 points.

H1 Avg (Jan–Jun) 20.5210

H2 Avg (Jul–Dec) 20.4128

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.7113 NGN (High: 20.8711 / Low: 20.1597). On the other end, April was the most stable month, with a tight range of 0.0673 NGN (High: 20.3052 / Low: 20.2379).

August Spread (Volatile) ±0.7113

April Spread (Stable) ±0.0673

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.3402 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3402

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 20.8017) against the same month in 2011 (average: 19.5497), the exchange rate shifted by +1.2520 (+6.40%).

2012 Avg (July) 20.8017

2011 Avg (July) 19.5497

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.9510	20.5486	20.7832
February	20.7764	20.1804	20.4430
March	20.3779	20.2728	20.3102
April	20.3052	20.2379	20.2799
May	20.6129	20.1954	20.3958
June	21.0189	20.7037	20.9141
July	21.0389	20.4636	20.8017
August	20.8711	20.1597	20.4696
September	20.4236	20.2059	20.3275
October	20.3465	20.1180	20.2830
November	20.4338	20.2371	20.3165
December	20.4131	20.1167	20.2783