2026 HKD to NGN Historical Review

YEARLY HIGH

185.7884 NGN

YEARLY LOW

171.2576 NGN

YEARLY AVERAGE

175.4926 NGN

2026 HKD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 185.7884. Conversely, the yearly low was recorded on April 17, dropping to 171.2576.

This high-to-low spread represents a total annual volatility of 14.5307 NGN. From a start-to-finish perspective, comparing the January average rate of 182.1284 to the December average rate of 173.7104, the exchange rate registered a net change of -4.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 185.7884 was down 13.85% compared to the 2025 peak of 215.6632, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 4,644,709 NGN

2025 Average 4,882,337 NGN

Yearly Trough Low 4,281,441 NGN

Transaction Impact: A difference of 363,268.61 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

182.9713

172.8558

JanuMarcMayJuly

HKD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 175.8520, compared to 174.4144 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.4376 points.

H1 Avg (Jan–Jun) 175.8520

H2 Avg (Jul–Dec) 174.4144

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 8.2610 NGN (High: 185.7884 / Low: 177.5274). On the other end, August was the most stable month, with a tight range of 0.5712 NGN (High: 173.9767 / Low: 173.4055).

January Spread (Volatile) ±8.2610

August Spread (Stable) ±0.5712

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 8.4296 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -8.4296

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 182.1284) against the same month in 2025 (average: 199.3567), the exchange rate shifted by -17.2284 (-8.64%).

2026 Avg (January) 182.1284

2025 Avg (January) 199.3567

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	185.7884	177.5274	182.1284
February	178.3363	171.4684	173.6987
March	178.7814	172.6236	175.9973
April	176.5045	171.2576	173.7947
May	175.6185	175.0071	175.2464
June	176.1084	173.4216	174.2465
July	176.4666	173.1969	175.1184
August	173.9767	173.4055	173.7104