2025 HKD to PEN Historical Review

YEARLY HIGH

0.4860 PEN

YEARLY LOW

0.4300 PEN

YEARLY AVERAGE

0.4578 PEN

2025 HKD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HKD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.4860. Conversely, the yearly low was recorded on December 10, dropping to 0.4300.

This high-to-low spread represents a total annual volatility of 0.0561 PEN. From a start-to-finish perspective, comparing the January average rate of 0.4816 to the December average rate of 0.4327, the exchange rate registered a net change of -10.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4860 was down 2.05% compared to the 2024 peak of 0.4962, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 12,151 PEN

2024 Average 12,023 PEN

Yearly Trough Low 10,749 PEN

Transaction Impact: A difference of 1,402.04 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4865

0.4278

JanuMarcMayJulySeptNove

HKD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4722, compared to 0.4434 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0289 points.

H1 Avg (Jan–Jun) 0.4722

H2 Avg (Jul–Dec) 0.4434

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0144 PEN (High: 0.4587 / Low: 0.4444). On the other end, November was the most stable month, with a tight range of 0.0043 PEN (High: 0.4354 / Low: 0.4311).

August Spread (Volatile) ±0.0144

November Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0109 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0109

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.4816) against the same month in 2024 (average: 0.4774), the exchange rate shifted by +0.0043 (+0.89%).

2025 Avg (January) 0.4816

2024 Avg (January) 0.4774

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4860	0.4760	0.4816
February	0.4848	0.4708	0.4761
March	0.4789	0.4650	0.4701
April	0.4822	0.4717	0.4766
May	0.4745	0.4645	0.4699
June	0.4645	0.4515	0.4591
July	0.4584	0.4505	0.4528
August	0.4587	0.4444	0.4522
September	0.4535	0.4467	0.4495
October	0.4468	0.4347	0.4396
November	0.4354	0.4311	0.4335
December	0.4379	0.4300	0.4327