2026 HKD to PEN Historical Review

YEARLY HIGH

0.4485 PEN

YEARLY LOW

0.4269 PEN

YEARLY AVERAGE

0.4343 PEN

2026 HKD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 30, valuing the pair at 0.4485. Conversely, the yearly low was recorded on January 24, dropping to 0.4269.

This high-to-low spread represents a total annual volatility of 0.0216 PEN. From a start-to-finish perspective, comparing the January average rate of 0.4306 to the December average rate of 0.4311, the exchange rate registered a net change of 0.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.4485 was down 7.72% compared to the 2025 peak of 0.4860, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 11,213 PEN

2025 Average 11,442 PEN

Yearly Trough Low 10,673 PEN

Transaction Impact: A difference of 539.92 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.4407

0.4283

JanuMarcMayJuly

HKD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4350, compared to 0.4323 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.4350

H2 Avg (Jul–Dec) 0.4323

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0182 PEN (High: 0.4485 / Low: 0.4303). On the other end, August was the most stable month, with a tight range of 0.0008 PEN (High: 0.4316 / Low: 0.4309).

April Spread (Volatile) ±0.0182

August Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0024 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 0.4388) against the same month in 2025 (average: 0.4766), the exchange rate shifted by -0.0378 (-7.92%).

2026 Avg (April) 0.4388

2025 Avg (April) 0.4766

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4323	0.4269	0.4306
February	0.4315	0.4276	0.4293
March	0.4462	0.4283	0.4396
April	0.4485	0.4303	0.4388
May	0.4477	0.4340	0.4367
June	0.4423	0.4315	0.4347
July	0.4361	0.4301	0.4335
August	0.4316	0.4309	0.4311