2021 HKD to PLN Historical Review

YEARLY HIGH

0.5376 PLN

YEARLY LOW

0.4705 PLN

YEARLY AVERAGE

0.4967 PLN

2021 HKD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.5376. Conversely, the yearly low was recorded on June 2, dropping to 0.4705.

This high-to-low spread represents a total annual volatility of 0.0671 PLN. From a start-to-finish perspective, comparing the January average rate of 0.4808 to the December average rate of 0.5234, the exchange rate registered a net change of 8.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5376 was down 2.72% compared to the 2020 peak of 0.5526, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 13,440 PLN

2020 Average 12,562 PLN

Yearly Trough Low 11,762 PLN

Transaction Impact: A difference of 1,677.72 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5279

0.4751

JanuMarcMayJulySeptNove

HKD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4852, compared to 0.5083 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0231 points.

H1 Avg (Jan–Jun) 0.4852

H2 Avg (Jul–Dec) 0.5083

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0306 PLN (High: 0.5376 / Low: 0.5070). On the other end, October was the most stable month, with a tight range of 0.0071 PLN (High: 0.5127 / Low: 0.5056).

November Spread (Volatile) ±0.0306

October Spread (Stable) ±0.0071

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0112 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0112

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.5235) against the same month in 2020 (average: 0.4895), the exchange rate shifted by +0.0340 (+6.95%).

2021 Avg (November) 0.5235

2020 Avg (November) 0.4895

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4850	0.4732	0.4808
February	0.4851	0.4764	0.4795
March	0.5109	0.4840	0.4981
April	0.5031	0.4852	0.4909
May	0.4905	0.4715	0.4796
June	0.4944	0.4705	0.4822
July	0.5016	0.4885	0.4963
August	0.5039	0.4924	0.4987
September	0.5130	0.4881	0.4988
October	0.5127	0.5056	0.5090
November	0.5376	0.5070	0.5235
December	0.5282	0.5176	0.5234