2026 HKD to PLN Historical Review

YEARLY HIGH

0.4853 PLN

YEARLY LOW

0.4477 PLN

YEARLY AVERAGE

0.4685 PLN

2026 HKD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 12, valuing the pair at 0.4853. Conversely, the yearly low was recorded on January 27, dropping to 0.4477.

This high-to-low spread represents a total annual volatility of 0.0376 PLN. From a start-to-finish perspective, comparing the January average rate of 0.4604 to the December average rate of 0.4764, the exchange rate registered a net change of 3.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.4853 was down 9.34% compared to the 2025 peak of 0.5353, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 12,134 PLN

2025 Average 12,050 PLN

Yearly Trough Low 11,193 PLN

Transaction Impact: A difference of 941.08 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.4849

0.4537

JanuMarcMayJuly

HKD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4648, compared to 0.4794 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0146 points.

H1 Avg (Jan–Jun) 0.4648

H2 Avg (Jul–Dec) 0.4794

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0192 PLN (High: 0.4786 / Low: 0.4594). On the other end, August was the most stable month, with a tight range of 0.0004 PLN (High: 0.4767 / Low: 0.4762).

March Spread (Volatile) ±0.0192

August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0079 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0079

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.4823) against the same month in 2025 (average: 0.4638), the exchange rate shifted by +0.0185 (+3.99%).

2026 Avg (July) 0.4823

2025 Avg (July) 0.4638

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4669	0.4477	0.4604
February	0.4592	0.4523	0.4563
March	0.4786	0.4594	0.4722
April	0.4742	0.4579	0.4644
May	0.4648	0.4622	0.4635
June	0.4815	0.4637	0.4721
July	0.4853	0.4771	0.4823
August	0.4767	0.4762	0.4764