2020 HKD to SCR Historical Review

YEARLY HIGH

2.7402 SCR

YEARLY LOW

1.6187 SCR

YEARLY AVERAGE

2.2121 SCR

2020 HKD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 2.7402. Conversely, the yearly low was recorded on March 16, dropping to 1.6187.

This high-to-low spread represents a total annual volatility of 1.1215 SCR. From a start-to-finish perspective, comparing the January average rate of 1.7576 to the December average rate of 2.7341, the exchange rate registered a net change of 55.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.7402 was up 52.40% compared to the 2019 peak of 1.7981, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 68,506 SCR

2019 Average 43,641 SCR

Yearly Trough Low 40,468 SCR

Transaction Impact: A difference of 28,037.67 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.8318

1.6598

JanuMarcMayJulySeptNove

HKD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9831, compared to 2.4412 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4580 points.

H1 Avg (Jan–Jun) 1.9831

H2 Avg (Jul–Dec) 2.4412

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.4865 SCR (High: 2.2615 / Low: 1.7750). On the other end, September was the most stable month, with a tight range of 0.0120 SCR (High: 2.3200 / Low: 2.3080).

April Spread (Volatile) ±0.4865

September Spread (Stable) ±0.0120

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0001 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.7341) against the same month in 2019 (average: 1.7553), the exchange rate shifted by +0.9788 (+55.76%).

2020 Avg (December) 2.7341

2019 Avg (December) 1.7553

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7649	1.6486	1.7576
February	1.7699	1.7040	1.7575
March	1.8190	1.6187	1.7599
April	2.2615	1.7750	2.1125
May	2.3343	2.0758	2.2438
June	2.2931	2.1684	2.2673
July	2.3135	2.2709	2.2781
August	2.3814	2.2965	2.3049
September	2.3200	2.3080	2.3162
October	2.4929	2.3196	2.3858
November	2.6848	2.4929	2.6277
December	2.7402	2.6844	2.7341