2021 HKD to SCR Historical Review

YEARLY HIGH

2.7983 SCR

YEARLY LOW

1.6365 SCR

YEARLY AVERAGE

2.0801 SCR

2021 HKD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 2.7983. Conversely, the yearly low was recorded on December 8, dropping to 1.6365.

This high-to-low spread represents a total annual volatility of 1.1618 SCR. From a start-to-finish perspective, comparing the January average rate of 2.7382 to the December average rate of 1.7274, the exchange rate registered a net change of -36.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.7983 was up 2.12% compared to the 2020 peak of 2.7402, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 69,957 SCR

2020 Average 55,333 SCR

Yearly Trough Low 40,912 SCR

Transaction Impact: A difference of 29,044.56 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.8433

1.5824

JanuMarcMayJulySeptNove

HKD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3945, compared to 1.7658 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6287 points.

H1 Avg (Jan–Jun) 2.3945

H2 Avg (Jul–Dec) 1.7658

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.8811 SCR (High: 2.6749 / Low: 1.7938). On the other end, January was the most stable month, with a tight range of 0.0644 SCR (High: 2.7983 / Low: 2.7339).

April Spread (Volatile) ±0.8811

January Spread (Stable) ±0.0644

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.5922 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.5922

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2.7382) against the same month in 2020 (average: 1.7576), the exchange rate shifted by +0.9806 (+55.79%).

2021 Avg (January) 2.7382

2020 Avg (January) 1.7576

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7983	2.7339	2.7382
February	2.7732	2.6826	2.7306
March	2.7578	2.6237	2.7259
April	2.6749	1.7938	2.1338
May	2.1262	1.9013	2.0304
June	2.1268	1.8907	2.0081
July	2.1087	1.7348	1.9041
August	1.9734	1.6448	1.7649
September	1.8060	1.6444	1.6875
October	1.9212	1.6453	1.7769
November	1.9155	1.6401	1.7340
December	1.9201	1.6365	1.7274