2020 HKD to SVC Historical Review

YEARLY HIGH

1.1337 SVC

YEARLY LOW

1.1166 SVC

YEARLY AVERAGE

1.1280 SVC

2020 HKD to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 1.1337. Conversely, the yearly low was recorded on March 29, dropping to 1.1166.

This high-to-low spread represents a total annual volatility of 0.0171 SVC. From a start-to-finish perspective, comparing the January average rate of 1.1257 to the December average rate of 1.1288, the exchange rate registered a net change of 0.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1337 was up 0.81% compared to the 2019 peak of 1.1246, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 28,342 SVC

2019 Average 27,916 SVC

Yearly Trough Low 27,914 SVC

Transaction Impact: A difference of 427.24 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1294

1.1250

JanuMarcMayJulySeptNove

HKD to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1272, compared to 1.1288 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 1.1272

H2 Avg (Jul–Dec) 1.1288

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0166 SVC (High: 1.1331 / Low: 1.1166). On the other end, September was the most stable month, with a tight range of 0.0012 SVC (High: 1.1296 / Low: 1.1284).

March Spread (Volatile) ±0.0166

September Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 1.1285) against the same month in 2019 (average: 1.1154), the exchange rate shifted by +0.0131 (+1.17%).

2020 Avg (April) 1.1285

2019 Avg (April) 1.1154

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1287	1.1232	1.1257
February	1.1272	1.1221	1.1254
March	1.1331	1.1166	1.1264
April	1.1337	1.1190	1.1285
May	1.1297	1.1213	1.1281
June	1.1298	1.1285	1.1289
July	1.1304	1.1276	1.1288
August	1.1323	1.1256	1.1289
September	1.1296	1.1284	1.1290
October	1.1296	1.1281	1.1289
November	1.1293	1.1269	1.1286
December	1.1294	1.1278	1.1288