YEARLY HIGH
1.1402 SVC
YEARLY LOW
1.0976 SVC
YEARLY AVERAGE
1.1222 SVC

2025 HKD to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HKD to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 1.1402. Conversely, the yearly low was recorded on August 3, dropping to 1.0976.

This high-to-low spread represents a total annual volatility of 0.0426 SVC. From a start-to-finish perspective, comparing the January average rate of 1.1242 to the December average rate of 1.1245, the exchange rate registered a net change of 0.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.1402 was up 0.75% compared to the 2024 peak of 1.1317, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 28,505 SVC
2024 Average 28,030 SVC
Yearly Trough Low 27,440 SVC
Transaction Impact: A difference of 1,064.63 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.1281
1.1132
JanuMarcMayJulySeptNove

HKD to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1229, compared to 1.1214 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 1.1229
H2 Avg (Jul–Dec) 1.1214

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0276 SVC (High: 1.1402 / Low: 1.1126). On the other end, June was the most stable month, with a tight range of 0.0026 SVC (High: 1.1158 / Low: 1.1132).

February Spread (Volatile) ±0.0276
June Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0076 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0076

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 1.1246) against the same month in 2024 (average: 1.1189), the exchange rate shifted by +0.0057 (+0.51%).

2025 Avg (February) 1.1246
2024 Avg (February) 1.1189

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1286 1.1188 1.1242
February 1.1402 1.1126 1.1246
March 1.1273 1.1129 1.1249
April 1.1291 1.1237 1.1269
May 1.1323 1.1153 1.1224
June 1.1158 1.1132 1.1147
July 1.1156 1.1128 1.1145
August 1.1236 1.0976 1.1166
September 1.1268 1.1190 1.1236
October 1.1294 1.1192 1.1252
November 1.1267 1.1206 1.1242
December 1.1260 1.1222 1.1245