2025 HKD to TOP Historical Review

YEARLY HIGH

0.3146 TOP

YEARLY LOW

0.3067 TOP

YEARLY AVERAGE

0.3091 TOP

2025 HKD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HKD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 0.3146. Conversely, the yearly low was recorded on July 14, dropping to 0.3067.

This high-to-low spread represents a total annual volatility of 0.0079 TOP. From a start-to-finish perspective, comparing the January average rate of 0.3120 to the December average rate of 0.3095, the exchange rate registered a net change of -0.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.3146 was up 1.86% compared to the 2024 peak of 0.3089, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 7,866 TOP

2024 Average 7,590 TOP

Yearly Trough Low 7,667 TOP

Transaction Impact: A difference of 198.74 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.3126

0.3062

JanuMarcMayJulySeptNove

HKD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3096, compared to 0.3087 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.3096

H2 Avg (Jul–Dec) 0.3087

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0068 TOP (High: 0.3146 / Low: 0.3078). On the other end, July was the most stable month, with a tight range of 0.0001 TOP (High: 0.3068 / Low: 0.3067).

January Spread (Volatile) ±0.0068

July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0020 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.3120) against the same month in 2024 (average: 0.3013), the exchange rate shifted by +0.0107 (+3.55%).

2025 Avg (January) 0.3120

2024 Avg (January) 0.3013

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3146	0.3078	0.3120
February	0.3137	0.3090	0.3100
March	0.3099	0.3093	0.3097
April	0.3105	0.3093	0.3101
May	0.3107	0.3071	0.3086
June	0.3070	0.3067	0.3068
July	0.3068	0.3067	0.3067
August	0.3093	0.3067	0.3076
September	0.3099	0.3084	0.3093
October	0.3100	0.3093	0.3097
November	0.3099	0.3092	0.3096
December	0.3098	0.3092	0.3095