2026 HKD to TOP Historical Review

YEARLY HIGH

0.3093 TOP

YEARLY LOW

0.3069 TOP

YEARLY AVERAGE

0.3076 TOP

2026 HKD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.3093. Conversely, the yearly low was recorded on July 4, dropping to 0.3069.

This high-to-low spread represents a total annual volatility of 0.0023 TOP. From a start-to-finish perspective, comparing the January average rate of 0.3088 to the December average rate of 0.3070, the exchange rate registered a net change of -0.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.3093 was down 1.71% compared to the 2025 peak of 0.3146, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 7,732 TOP

2025 Average 7,728 TOP

Yearly Trough Low 7,673 TOP

Transaction Impact: A difference of 58.46 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.3090

0.3068

JanuMarcMayJuly

HKD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3077, compared to 0.3070 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.3077

H2 Avg (Jul–Dec) 0.3070

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0013 TOP (High: 0.3085 / Low: 0.3072). On the other end, August was the most stable month, with a tight range of 0.0000 TOP (High: 0.3070 / Low: 0.3070).

March Spread (Volatile) ±0.0013

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0008 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.3088) against the same month in 2025 (average: 0.3120), the exchange rate shifted by -0.0032 (-1.03%).

2026 Avg (January) 0.3088

2025 Avg (January) 0.3120

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3093	0.3083	0.3088
February	0.3083	0.3078	0.3080
March	0.3085	0.3072	0.3076
April	0.3078	0.3071	0.3073
May	0.3074	0.3072	0.3073
June	0.3074	0.3070	0.3072
July	0.3072	0.3069	0.3071
August	0.3070	0.3070	0.3070