2020 HKD to XDR Historical Review

YEARLY HIGH

0.0957 XDR

YEARLY LOW

0.0893 XDR

YEARLY AVERAGE

0.0926 XDR

2020 HKD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 24, valuing the pair at 0.0957. Conversely, the yearly low was recorded on December 20, dropping to 0.0893.

This high-to-low spread represents a total annual volatility of 0.0064 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0932 to the December average rate of 0.0897, the exchange rate registered a net change of -3.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0957 was up 2.22% compared to the 2019 peak of 0.0936, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 2,392 XDR

2019 Average 2,306 XDR

Yearly Trough Low 2,233 XDR

Transaction Impact: A difference of 159.28 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0951

0.0892

JanuMarcMayJulySeptNove

HKD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0939, compared to 0.0912 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.0939

H2 Avg (Jul–Dec) 0.0912

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0035 XDR (High: 0.0957 / Low: 0.0922). On the other end, October was the most stable month, with a tight range of 0.0004 XDR (High: 0.0915 / Low: 0.0911).

March Spread (Volatile) ±0.0035

October Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0015 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0939) against the same month in 2019 (average: 0.0913), the exchange rate shifted by +0.0026 (+2.79%).

2020 Avg (March) 0.0939

2019 Avg (March) 0.0913

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0936	0.0927	0.0932
February	0.0943	0.0935	0.0939
March	0.0957	0.0922	0.0939
April	0.0950	0.0941	0.0946
May	0.0949	0.0940	0.0945
June	0.0940	0.0931	0.0935
July	0.0938	0.0915	0.0929
August	0.0917	0.0909	0.0914
September	0.0919	0.0908	0.0914
October	0.0915	0.0911	0.0913
November	0.0915	0.0904	0.0908
December	0.0902	0.0893	0.0897